Terms of Service

These terms apply when you use ReconcileBank at reconcilebank.com ("the service"). By using the service you agree to them. If you are using it on behalf of a business, you confirm you are allowed to accept them for that business.

ReconcileBank converts PDF bank statements into spreadsheet files and checks whether the extracted transactions reconcile with the opening and closing balances printed on the statement.

Automated extraction can make mistakes, particularly with unusual layouts, scanned documents or damaged files. The reconciliation check is designed to catch errors, but it cannot guarantee that every figure is correct, and a statement marked as not verified has not been checked at all.

You are responsible for reviewing the output before using it for accounting, tax, lending, legal or any other decision. The service is a tool to save time, not professional financial or accounting advice.

Only upload statements you are entitled to process. Uploaded files are processed to produce your results and are not stored, as described in our Privacy Policy. You keep all rights to your documents and to the spreadsheets produced from them.

Creating an account is optional and unlocks nothing extra: the service works the same with or without one. If you create one, keep your sign-in secure and your email address current - you are responsible for activity under your account.

ReconcileBank is free to use. There are no paid plans, no subscriptions and nothing to pay. To keep it available for everyone, the service limits how many requests one connection can make in a short time; normal use never comes close.

You agree not to:

• upload documents you have no right to process, or use the service for anything unlawful;
• interfere with the service, probe it for vulnerabilities, or overload it with automated requests;
• copy, resell or reverse engineer the service.

We may suspend or close accounts that break these rules.

We work to keep the service running and accurate, but we do not promise it will be uninterrupted or error-free. We may change, improve or withdraw features. If we ever introduce paid features, we will say so clearly beforehand, and nothing will be charged without your agreement.

The service is provided free of charge. To the extent the law allows, ReconcileBank is not liable for indirect or consequential losses, or for losses caused by relying on output you did not review. Nothing in these terms excludes liability that cannot be excluded by law.

If you are a consumer, you also have rights under the laws of your country of residence, including within the European Union, and nothing in these terms limits them.

We may update these terms. The date at the top shows the latest version. If a change significantly affects you, we will let you know before it applies; continuing to use the service afterwards means you accept the updated terms.

These terms are governed by the laws of the Republic of Latvia, and disputes will be handled by the courts of Latvia. If you are a consumer, you may also rely on the mandatory protections of, and bring proceedings in, the country where you live.

Questions about these terms: support@reconcilebank.com.